Eligibility and Insurance

Access to Quality Healthcare for Everyone

At Fredericksburg Christian Health Center, we are committed to ensuring that high-quality healthcare is available to all members of our community, regardless of financial barriers. We offer affordable care options, including our Uninsured Program and services for Medicaid and Medicare patients. Here sia. list of Insurance and providers we work with:

  • Anthem

  • CareFirst

  • Cigna

  • Department of Labor

  • Humana

  • Medicaid

  • Medicare

  • Medicare Advantage Plans

  • Medicare Railroad

  • Multiplan/PHCS

  • Optima

  • Tricare

  • United Healthcare

  • VA Premier

  • Virginia Health Network

We are no longer participating in the Aetna Medicare Advantage plan.*

If your insurance plan isn't on the list, don't worry! We can still bill your insurance plan for your convenience. You'll just need to pay for any balance that your insurance doesn't cover.

We have a great team of healthcare providers at FCHC, and we're always happy to help. Here are the NPI numbers you can give to your insurance company to verify coverage:

  • FCHC - NPI number 1639222359

  • Dr. Theron Stinar - NPI number 1790883866

  • Mkiyah Gonzalez, FNP - NPI number 1376826248

  • Jessica Chavarria, NP - NPI number 1356866297

  • Kirsti Semich, PA - NPI number 1881150464

  • Lindsey Adams, FNP - NPI number 1124805361

You might be eligible for our Uninsured Program if you don't have health insurance. This program is for people who live in Spotsylvania, Stafford, Orange, City of Fredericksburg, King George, Caroline, or Westmoreland. You can check your eligibility by showing us proof of your address and income. Just click here to learn more!

Who Can Receive Care at FCHC?

We welcome patients of all ages and backgrounds. Our services are available to:

  • Individuals and families with Medicaid or Medicare

  • Patients who qualify for our Uninsured Program

  • Those seeking holistic primary care, behavioral health services, and nutritional counseling

Uninsured Program Eligibility

If you do not have health insurance, you may qualify for our Uninsured Program, which provides care at a reduced cost based on income. To be eligible:

  • Your household income must be at or below 300% of the Federal Poverty Level (FPL)

  • You must provide proof of income to determine eligibility

How to Apply for the Uninsured Program

  1. Complete the Eligibility Forms – Click here to download and fill out the application.

  2. Gather Supporting Documents – Proof of income is required (such as pay stubs, tax returns, or benefit letters).

  3. Submit Your Application – Bring your completed forms and documents to our office for review.

Once approved, you will receive a discounted rate for medical, behavioral health, and nutritional services based on your financial situation.

Making Healthcare Affordable

At FCHC, we believe that cost should never be a barrier to healthcare. Through charity care, community partnerships, and donor support, we can provide compassionate, patient-centered services to those in need.

If you have questions about your eligibility or need assistance with the application process, please call us at (540) 785-8500.